How long can I survive?
Emergency runway, made tangible.
Current runway
4.8 months
Suggested target
6 months
See how long current liquid savings could cover essential monthly expenses without additional income.
Saudi financial resilienceرُكن
Your finances. Your decisions.
Know your runway.
Stress-test your future.
RUKN helps you understand how financially resilient you are, test major financial decisions, and build a practical plan for greater financial security.
Takes approximately 5–10 minutes. No bank connection required.
RUKN / OVERVIEW
العربية
Financial resilience
72
/ 100
A clear view of your liquidity, cash flow, commitments, savings, and preparedness.
Emergency runway
4.8 months
Monthly buffer
SAR 3,250
Fixed commitments
48%
of monthly income
Scenario: 20% salary reduction
Resilience after61 / 100
Your salary is only part of the picture.
You know what you earn. But do you know how resilient you are?
Traditional budgeting tells you where money went. RUKN helps you understand what happens next—before a change in income, a new commitment, or a major life decision.
Can I afford this?
See the consequence before the commitment.
Compare your runway, buffer, and fixed commitments before a car, home, or major purchase.
What happens if things change?
Stress-test without guesswork.
Model income interruptions, salary reductions, and unexpected expenses with clear assumptions.
The seven-step assessment
A clearer view, built step by step.
Complete the assessment on your phone or desktop. Your information stays under your control.
01
Tell us about your finances
Income, housing, expenses, financing, savings, and goals—one focused step at a time.
02
See your financial resilience
A transparent view of liquidity, cash flow, commitments, savings, and preparedness.
03
Stress-test your future
Model salary changes, time without income, major purchases, and unexpected expenses.
Built around transparency
Every important number has an explanation.
RUKN does not hide financial calculations behind AI. You see the numbers used, the assumptions, the calculation, and the impact.
The RUKN Assistant explains deterministic results. It does not invent financial information or make regulated financial recommendations.
RUKN Financial Resilience Score
Transparent initial framework
72
Liquidity82
Cash flow74
Debt exposure61
Fixed commitments68
Savings79
Goal readiness65
Liquidity 25% · Cash flow 20% · Debt exposure 20% · Fixed commitments 15% · Savings 10% · Goal readiness 10%
Your financial information is yours.
Data minimization
Only collect what supports your financial picture.
Secure by design
Built around privacy, access controls, and user consent.
Clear boundaries
Educational planning—not lending, investment, or insurance advice.
Simple, honest plans
Start with your baseline. Go deeper when useful.
All prices are in Saudi Riyals. The current prototype does not process real payments.
Free
SAR 0
Build your baseline.
- Financial resilience assessment
- Basic score and runway
- Basic report
- One stress test
RUKN Plus
SAR 39 / month
For ongoing planning and scenario testing.
- Full financial dashboard
- Unlimited scenarios
- Goal tracking
- Monthly check-ins
- Advanced stress testing
- RUKN Assistant
- Downloadable reports
- Saved scenarios
Human Review
SAR 199
Per 30-minute session.
- Review of your RUKN report
- Explanation of results
- Personalized action plan
Questions, answered clearly
Do I need to connect a bank account?
No. Start with information you enter manually. No bank connection is required for the assessment.
Is the resilience score a credit score?
No. The RUKN Financial Resilience Score is an educational planning measure. It does not affect financing eligibility.
Does RUKN tell me what decision to make?
No. RUKN makes the numbers, assumptions, and trade-offs clearer. You remain in control of every financial decision.
Your finances. Your decisions.
Understand your financial resilience.
Get the information to make decisions with greater clarity. RUKN does not make the decision for you.
Check My Financial Resilience
Takes approximately 5–10 minutes. No bank connection required.